What Is A Title Company?

A title company provides a variety of title services to satisfy buyers’ and lenders’ concerns about clear titles. They perform a title search, prepare documentation for closing, and often offer title insurance to back up the title research findings should anyone claim the property in the future.

The title insurance company also may be responsible for conducting the closing. It will maintain escrow accounts where your closing costs are kept until the day you close your loan. In some cases, the company that handles closing and the company dealing with title and title insurance will be different.

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